An Integrated Approach for a Worry-Free Retirement, by Wade Pfau Philosophy This is another Wade Pfau book that I enjoyed for its in depth coverage of annuities and cash value life insurance products. If you have read any of Wade’s other books on retirement you will be familiar with the background material he presents in his books. Much of it is a repeat of what he presents in his other books. So you can skip to the chapters that interest you. If you are unfamiliar with terms like “Sequence of returns risk” or “longevity risk” then you’ll want to start at the beginning. Main Points The main point of the…