• Book Review

    Book Review: The 4 Laws of Financial Prosperity

    Get Control of Your Money Now! by Blaine Harris & Charles Coonradt The Point The point of the book is to teach basic personal finance principles through a story about a guy in debt that is taken under the wing of an older lady who is very wealthy. She teaches him four principles of prosperity. The book is well written and the narrative style makes the material more enjoyable to read. The Four Laws 1. Track your spending, 2. Set targets or financial goals, 3. Trim your spending to achieve the goals, 4. Train your brain by learning about finance. I figure I’m pretty far along the path to financial…

  • Pivot Theory,  Side Hustles

    Pivot 3: 3D design and 3D printing

    There are a few ways to monetize your 3D printing addicti hobby. You can design objects that others want to print, you can design and print things that others want to buy, you can print things that others want printed etc. Most of these are marginally profitable at best, but could be a way to help pay for a hobby and make a few bucks on the side. Design Thingiverse has a feature that allows you to tip designers that offer things that you find useful. Tipping is voluntary so the income is likely to be very small. I have quite a few designs on Thingiverse so I set up…

  • F.I.R.E,  Navel Gazing

    One Weird Trick to Double your Stock Market returns!

    That’s right, I have the secret trick that will double your returns. It’s not clickbait, it’s not a scam, and I’m not going to make you wait till the bottom of the article to find out what it is. Here is the secret that the entire mutual fund industry has been fighting for over forty years. Do Nothing! Just buy and hold. You heard me. Do nothing. Don’t sell when the market is high, don’t sell during a market crash to limit losses, don’t buy when the market is low, don’t keep a reserve of cash to use when stocks are on sale, just buy an index fund and hold…